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General Bankruptcy Questions 

  • What is Bankruptcy?
  • Who can file a Chapter 7 Bankruptcy?
  • What happens when I file a Chapter 7 Bankruptcy?
  • Who can file a Chapter 13 Bankruptcy?
  • Will bankruptcy stop creditor calls?
  • How long before the creditors stop calling?
  • Who notifies the creditors?
  • Who deals with my creditors during the bankruptcy?
  • Will my employer or landlord find out about my bankruptcy?
  • Can my employer fire me for filing bankruptcy?
  • Can I go to jail if I don't pay my debts?
  • Does the spouse of a married person also have to file bankruptcy?
  • Can I keep any credit cards?
  • Will I have to fill out forms?
  • Will I have to go to court?
  • Are there alternatives to bankruptcy?
  • What should I do to prepare for filing bankruptcy?
  • Can I file a bankruptcy for my debts, but not include my assets?
  • Can I file bankruptcy to delay a creditor?
  • Do I have to disclose all of my assets?

Treatment of Debts in Bankruptcy

  • Does a bankruptcy relieve me of all of my debts?
  • Will bankruptcy stop a wage attachment?
  • Will bankruptcy stop a foreclosure?
  • Will bankruptcy stop an eviction?
  • Will bankruptcy stop a judgment?
  • Will a bankruptcy remove a lien?
  • Will bankruptcy discharge my obligation to pay community debts?
  • Is support dischargeable?
  • Can I discharge student loans?
  • If I co-signed for a debt, does bankruptcy affect the obligation?
  • What if I do not list a creditor on the bankruptcy papers?

What About Assets and Exemptions

  • What is an exemption?
  • What property is exempt?
  • What happens to my personal property, real property and other assets?
  • Can I keep my home and automobile?
  • Are pension plans and 401(k) plans exempt?
  • Are IRA accounts exempt?

Should You Do It Yourself or Hire an Attorney

  • Do I need an attorney to file bankruptcy?
  • How do I find an experienced bankruptcy attorney?
  • What about non-attorney bankruptcy petition preparers?
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